Senior citizens chat at a retirement home in Beijing. [Photo/Xinhua]

Nearly 72 percent admit that they worry about life post-retirement, China Youth Daily reported Thursday.

According to an online survey conducted by ePanel Inc, a market research and consulting organization, out of 2,200 respondents only 18.2 percent did not express worry about post-retirement life.

The retirement pension is so little that I will not be able to afford the daily expenses, said one of the respondents Zhuang Liping, a 38-year-old who works in a pharmaceutical manufacturing company.

Apart from contributing to the pension fund, 69 percent save money and 36.4 percent have bought commercial insurances to prepare for life after retirement.

The total pension fund income of employees nationwide was 2.33 trillion yuan ($372 billion) and the expenses were 1.98 trillion yuan in 2014, said Yin Weimin, minister of the Ministry of Human Resources and Social Security, at a press conference on Tuesday.